Equipment Finance
Keep your equipment moving without draining cash flow
Machinery, trucks and tools rarely need to be paid for in cash to make financial sense. We compare chattel mortgage and lease structures across our panel so new or used equipment is financed in a way that suits your business, not just the supplier's finance desk.
- New & used equipment
- Chattel mortgage or lease
- Terms 1–5 years
Who it's for
- Tradies and contractors financing tools, utes or trailers
- Business owners upgrading or expanding machinery
- Fleet owners refreshing vehicles across the business
- Buyers comparing finance through us against a supplier's in-house offer
How it works
The same clear process every time, shaped around this specific loan type.
- 1
Identify the equipment & structure
We work out whether a chattel mortgage or lease structure suits your business and tax position.
- 2
Compare the panel
We compare rate, term and structure across lenders including against any offer the supplier has already made you.
- 3
Application & supplier coordination
We handle the application and liaise directly with the equipment supplier or dealer.
- 4
Settlement to the supplier
Funds are released directly to the supplier once the finance is approved and documentation is complete.
What's included
Chattel mortgage & lease options
The two most common structures for business equipment finance, compared side by side for your situation.
New & used equipment
Finance available for both brand-new machinery and quality used equipment, depending on the lender.
Potential tax benefits
Structures like chattel mortgage may offer tax advantages confirm the specifics with your accountant.
Fixed repayments
Know exactly what you're paying each month, which makes budgeting around equipment costs straightforward.
Get the supplier's own finance quote in writing before you sign anything it gives us a real number to beat when we compare the panel.